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TIFU by lying and avoiding a huge problem

Edit: I will try and answer any questions there is to add better clarification if needed

Like the tilted says. I've been off work for a while due to some metal heath reasons. My coverage ended March 26th and for some dumb reason, I've been avoiding the phone calls from the benefits company and my doctor and my therapist. My fiancé has been covering the bills. I don't know why I didn't just pick up the phone or email back, but I didn't. I deleted the phone calls and the emails. Part of me hoped that if I ignored it, it would all go away. I really don't know why I didn't it. This morning my fiancé snapped and wanted to look through my phone and I just lied and lied and lied. He asked me multiple times if I deleted anything and I told him I never did. I feel fucking terrible about what I've done because I know this fucks us financially. I am going to tell him when he wakes up and I honestly won't be surprised if he wants to end our relationship. I truly don't understand why I didn't what I did. I don't know what I expect out of this post, I just needed to get it off my chest.

TL/DR: I avoided calls and email from my benefit coverage company and lied about it and fucked over our financial stability.

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