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Throw away, it's a long post. I fucked up massively, I don't know how to fix it and just need it off my chest before I go insane or jump off a bridge. The backstory: I (29F) agreed to get a loan out in my name to support my mom's house project. She lives in another country with her partner (different nationality to me and mom) and they had decided to come back to our country to live out his retirement. My mom had found a cheap piece of land in a small town and it seemed like a lot of people were showing interest so she made the decision to buy it out right. She then found a company that builds prefabricated houses for a good price but she and her husband couldn't get the rest of their savings accross. (They live in Switzerland and the law on how much you can legally take out of the county is very tight) So in the beginning of last year she asked me if I would be willing to take out a €25k loan to cover the upcoming expenses on the start-up house purchase wit...