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TIFU by losing my cellphone at the grocery store

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TIFU by going to the store during school lunch break

so my school is in a big city, and there's a mall with a grocery store nearby. during lunch break, i went down there to buy a monster energy drink since i felt like having one after all the stress i've been through lately. so i walk down there, go in, buy a monster, and headed back to my school. or at least i was headed back to my school.

as i approached the exit door of the mall, a guy came up to me. he spoke in english (and not my country's main language) and told me he came from bulgaria and had no place to sleep, and he needed around 5$ in my country's currency. i honestly wish i had just told him no and walked off, but i felt so pressured and didn't know how to not seem rude. so i ask him if he's got my country's cash transfer app, which he doesn't. i could only give him it in straight cash. so he brought me over to an ATM, and after it didn't work, he made me try another ATM, and i wiped some dirt off my card, it worked. but here's where shit hits the fan.

the minimum withdrawal amount was around 20$ in my country's currency.

so i thought nothing of it, i had way more than that already and it was for a good cause. so i withdraw, give it to him and he seemed thankful. so i headed on my way back to my school feeling slightly relieved to have helped someone in need. but as i got back to my school, i started to feel extremely anxious. anxious over if it could have been a scam. i just gave a stranger $20. that's way too much to give. but i felt i had no choice. i'm not that emotionally strong, and i was going to give him only $5. but the minimum withdrawal forced me into a corner and i had no other way out. and here i am, writing this story at 12AM, still feeling shaken up.

TLDR: got approached by a beggar at a mall, felt pressured into giving him money, and ended up giving him 4x more than he wanted due to minimum ATM withdrawal, leading to me being consumed in anxiety and shame.

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