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TIFU by losing my cellphone at the grocery store

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TIFU by trying to teach my daughter how to save

This literally happened today, but of course context is king etc etc.

My (37M) daughter (3.5F) likes to buy things when we go out. If she sees something she likes, she'll ask us to get it for her, which is how we have 15 water bottles at home in different shades of pink and a bunch of random squeezy toys. Stems from a variety of reasons, but mainly mixed messages from all of us who care for her (I'm strict, my wife is moderate, my MIL swings between extremes)

As a first step, I decided to start her on an allowance, and she can't spend more than that. She understands the concept well enough, and she generally doesn't spend more than she's given; and if she forgets we gently remind her that she's spent her allowance and she needs to wait till next week, and she's not fussed.

But greedy me wanted more - I wanted to teach her to save (she tends to blast her full "allowance" at one shot, although it isn't very much to begin with). And telling her that whatever she doesn't spend this week rolls over to next week didn't bear any fruit. So I did the following:

1) I bought her a little piggy bank and labelled it "Daddy Bank"; 2) I put her "allowance" inside; and 3) I told her that whatever was left inside would be doubled the next week, as a form of "investment interest".

Today, I see her rummaging around her red packets (from Lunar New Year, this is Singapore), and wonder what she is up to. Next thing you know, she takes a whole wad of money and dumps it in the daddy bank, to invest and double. I thought she would leave maybe 2, 3 bucks inside. There is now 30+ inside that is awaiting doubling. Hoo boy. What have I done?

TL ; DR: tried to encourage my daughter to save via a "daddy bank", forgot about her extra funds, now on the hook for 10 times the amount I planned to give ger.

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