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This happened over Thanksgiving but I'm still dealing with the fallout.
My family was sitting around after dinner and somehow we got on the topic of finances. My dad was complaining about people my age not knowing how to save money. My cousin mentioned she's struggling with debt.
And I, like an absolute idiot, said "yeah I don't get how people end up in debt, just don't spend more than you make."
Everyone looked at me like I was some financial genius. My aunt asked how much I have saved. I said "decent amount" which they interpreted as way more than I actually have.
Now my entire family thinks I'm the responsible one who has their life together financially.
Reality: I have $6,200 in credit card debt across two cards. My savings account has $340 in it. I've been living paycheck to paycheck for like 3 years.
But I couldn't backtrack after acting like I had it all figured out without looking like a complete liar and idiot.
Now my parents keep asking me for financial advice. My cousin wants me to help her make a budget. My brother asked if he should invest in crypto and I just made something up.
The worst part is I could just come clean and say I was talking out of my ass but it's been 2 months now. They've built me up as the financially successful one. My mom literally brags about me to her friends.
I'm in too deep. Either I actually fix my finances and make it true or this blows up spectacularly at some point.
TL;DR: Pretended to be good with money in front of my family, now they think I'm a financial expert when I'm actually drowning in debt and have no idea what I'm doing.
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