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TIFU by losing my cellphone at the grocery store

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TIFU by over-tipping the delivery driver and now I'm in debt

Today i really wasn't in the mood to cook soo i ordered food instead. I always set the payment option as debit at the door so the faster they deliver the more i tip. He got here within 15 mins which is pretty fast and the total order was $28, so i was planning on tipping $8 extra.

When he handed me the debit machine i went to type in the custom tip but he was talking to me the whole time so i was distracted then accidentally put $88 as the tip, i tapped it using apple pay then instantly realized i fucked up. I felt like an idiot and told him i only meant to do $8. He said he can't give refunds when paying at the door because there's no way for him to give any money back.

He said i can call the store but i'd have to go in person for the refund which completely defeats the purpose of getting food delivered... Now my account is in overdraft and im not getting paid for another 2 weeks. Also i don't even have a car to go and get the money.

TL;DR: I accidentally tipped $88 instead of $8 and now my account is in overdraft. I have to go back to the store to get a refund but i don't have a car and no money to even get an uber there.

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